#MAZENKA

Loans Up To 200,000 KES
Download Our App Now!

How does it work?

Money in your account even in a few minutes after registration!

Download Zenka App

Download our app from Zenka.co.ke site and install it on your mobile.

Fill the application form

After downloading our app, choose how much money you need and sign up with Zenka.

Receive money on your M-Pesa

Your application will be evaluated and when it is approved, you will receive money on your M-Pesa.

Repay on time and build a positive credit history

Timely repayment increases your credit limit and allows you to apply for higher amounts in the future.

Thank you for your trust!

We are honoured that you have put your trust in us, and are excited for new challenges in 2020.

Most Preferred Mobile Loan App in 2020

(Digital Tech Excellence Awards in Kenya)

Outstanding Mobile Loans App of the Year 2020 Award

(Pacesetters Awards 2020 in Kenya)

Most preferred non-banking loan platform in 2019

(Financial Inclusion Awards – Fini Awards 2019)

Most Promising Mobile Loans Platform in 2019

(Digital Tech Excellence Awards Gala 2019)

Fastest growing mobile app in 2019

(Financial Inclusion Awards – Fini Awards 2019)

We believe in people’s potential

At Zenka Digital Limited, we believe in people and their potential. We also know that every potential, every spark must sometimes be fed with instant cash so that ideas and needs can be met.

That is why we provide financial tools that break the rigid structure of banks and bureaucracy. With us, the decision to grant a loan and support your plans takes place instantly.

Everything starts with the phone

At Zenka Digital Limited, we’re completing all your financial operations with your phone. Thanks to this, you have access to our services anytime and anywhere.

Forget about bank queues and prolonged credit evaluations. At Zenka Digital Limited, you are always the first in line.

We are focused on making your dreams come true.

Thrive with us

We dream about a world in which people can grow, both in their personal and professional lives. Our mission is to introduce balance and harmony in the financial world of every Customer by providing smart financial products to people who need them. Right here and right now.

Easy access to financial services eradicates social differences and offers more business opportunities. We give a helping hand to people from all social layers to stimulate their progress. This approach results in the continuous development of their country and the entire world.

Heaven for rising stars

Do you want to trigger positive changes in the World and become a part of something “bigger”? Are you passionate about ML (Machine Learning), AI (Artificial Intelligence) or a specialist in your field? Contact us and join the Team!

JOIN OUR TEAM

What people say about us

We provide financial services responsibly and immediately. Every single day we focus on helping thousands of people in Kenya to fulfil their dreams. We extend our thanks for your trust.

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"Kila wakati nikiwaza juu ya pesa za matumizi yangu, ZENKA tu ndio huja kwenye akili yangu. Wamenitoa mbali na siwaachi hata."
"Everytime I think of my financial woes, ZENKA comes to mind. They have truly been my go to facility for some cash. I am taking this journey with them always!"
Janet IrunguFrom Kiambu

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"Kwa kusema kweli, sikuweza lipa mkopo wangu wa kwanza kwa muda uliotarajiwa, lakini ZENKA walinielewa na kunipa mkopo mwingine kabla ya kumaliza ule wa kwanza. Saizi niko na Amani na watoto wangu wako shule. Mimi ni wao milele."
"To tell you the truth, I had difficulties in paying my first loan, but ZENKA had my back. They offered me an extension loan even before I could repay off my first loan. My kids are in school and doing great and I am forever grateful"
Kim OtienoFrom Muhoroni

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Zenka finance is astounding, within one day my loan was released and the entire process was smooth and friendly. I was even promised an extension and top up at friendly interest rates. Thank you Zenka and I encourage everyone to make use their services.
Sanyu

“

Njagala kwebaza aba Zenka onkunzija mu kasera akazibu ate mubwangu ddala. Ebya maguzi byange babikwatira Entebbe mu byemisolo nenesanga nga silina ssente zimala kubisasulira. Mukwano gwange kwekundagirira okugenda ku office zabwe nsabe loan (kuba naye bamutasako). Newandisa nga leero nembawa nebikwakwirizo ebyetagisa,olunaku olwaddako nebankubira okukima sente ,era nenkiliyalinga ebyamaguzi byange nebasasula….kati bwenfuna ebizibu bya sente ...zenka wenzilukira…thank you Zenka.
Bwanbale

Download our App

and get an instant loan straight to your mobile money account

Customers can express a preference for loans of 61 days.
61-day loan payment terms have an interest fee of 9-39%*
Processing Fee: Range from KSh 45 – KSh 5,800 for a one-time charge.
Loan Amount: from KSh 500 to KSh 50,000.
Grow with Zenka and build your limit up to KSh 30,000 by making your loan repayments on time.

For example, for a 61-day loan with a principal amount of KSh 1,000, the interest fee would be KSh290 and the total amount due would be KSh 1,290.
Customers have the option due to the extension to repay their loan amounts even up to 12 months (ZenkaFlexi option).

Terms and Conditions: Zenka charges an interest fee of 9-39%* of the principal amount. There is no minimum payment period for repayment; customers may make payments towards their principal at any time following disbursement. Additional terms and conditions apply.